Small Business Benefits

Product Availability

Self-Funded Plan Designs

Our self-funded plan designs offer options to meet employers’ needs and budget.

Select Your State

Additional Information

Minimum employee enrollment

Read this flyer to learn more.


Surplus options for self-funded plan designs include:

  • 1/2 Administrative Fee Credit Surplus
  • 2/3 Administrative Fee Credit Surplus
  • 2/3 Administrative Fee Credit, 2/3 Cash Surplus
  • Cash Surplus
  • Traditional Cash Surplus

Refer to the Self-Funded Product Availability by State flyer for a list of states where self-funded plan designs are available to non-ERISA groups, and exceptions that may apply.

Availability varies by state. Ask your broker for more details.