Small Business Benefits
Big benefits for small businesses with 5 or more employees
Our self-funded health benefit solutions are affordable, flexible and tailored to meet employer needs. We offer strategies successfully used by large groups to control costs. We provide plan designs with and without PPO networks for freedom of provider choice. Plus, we combine affordable, self-funded coverage with exceptional, personal service for every client.
Our Products and Services
6 Products & Services
Network Availability
We offer national PPO networks, such as Aetna Signature Administrators® (ASA) PPO Network and Cigna® PPO Network1, and regional networks.
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Product Availability
We offer a suite of self-funded health benefit plan designs nationwide for small to mid-size businesses with five or more employees. We can serve multiple locations and can accommodate up to four plans for each employer.
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Self-Funding With a PPO Network
Our suite of employer-sponsored, self-funded health benefit plan designs provides options for smaller employers seeking to deliver healthcare benefits with cost control, flexibility and value. With self-funding, employers pay for covered claims incurred by members. Stop-loss insurance coverage is provided by Trustmark Life Insurance Company to help minimize risk and protect your business.
Self-Funding Without a PPO Network
To help small employers control costs, our self-funded health benefit plan designs without a PPO1 network typically use an approach in which provider reimbursement is based on a Reasonable Fee, which is typically calculated at a multiple of the Medicare reimbursement rate.
1Cigna PPO Network services are administered by Cigna Health and Life Insurance Company (CHLIC), and not by Cigna Corporation. Healthcare providers are independent practitioners solely responsible for the care delivered to their patients. They are not agents of CHLIC. Cigna® is a trademark of Cigna Intellectual Property, Inc.
Cigna® and all other trademarks are the property of their respective owners, which are not affiliates of Star Marketing and Administration, Inc., and Trustmark Life Insurance Company.
Cigna® and all other trademarks are the property of their respective owners, which are not affiliates of Star Marketing and Administration, Inc., and Trustmark Life Insurance Company.
Trustmark® and Trustmark Small Business Benefits® are trademarks of Trustmark Insurance Company. All other trademarks are the property of their respective owners, which are not affiliates of Star Marketing and Administration, Inc., and Trustmark Life Insurance Company.
Plan design availability and/or coverage may vary by state. Plans are administered by Star Marketing and Administration, Inc., and stop-loss insurance and ancillary coverage are provided by Trustmark Life Insurance Company.
Plan design availability and/or coverage may vary by state. Plans are administered by Star Marketing and Administration, Inc., and stop-loss insurance and ancillary coverage are provided by Trustmark Life Insurance Company.