Small Business Benefits
More control over healthcare benefits
With our self-funded health benefit plan designs, employers get better control over their health benefits, the flexibility to tailor a self-funded plan design to their specific needs, and the opportunity to receive a refund if a group’s claims are lower than funded.
Important things to remember
Covered claims are paid out of the claim pre-fund account set up by an employer.
If claims are less than what an employer funded, the employer may receive the surplus either as an administrative fee credit or cash*.
*Not all surplus options have a cash option.
Stop-loss insurance coverage from Trustmark Life Insurance Company gives employers peace of mind and pays if covered claims are more than what was funded by an employer.
Plan design availability and/or coverage may vary by state. Plans are administered by Star Marketing and Administration, Inc., and stop-loss insurance and ancillary coverage are provided by Trustmark Life Insurance Company.