Small Business Benefits


More control over healthcare benefits

With our self-funded health benefit plan designs, employers get better control over their health benefits, the flexibility to tailor a self-funded plan design to their specific needs, and the opportunity to receive a refund if a group’s claims are lower than funded.

Important things to remember


Covered claims are paid out of the claim pre-fund account set up by an employer.

Potential refund

If claims are less than what an employer funded, the employer may receive the surplus either as an administrative fee credit or cash*.
*Not all surplus options have a cash option.

Minimize risk

Stop-loss insurance coverage from Trustmark Life Insurance Company gives employers peace of mind and pays if covered claims are more than what was funded by an employer.