Small Business Benefits
More control over healthcare benefits
With our self-funded health benefit plan designs, employers get better control over their health benefits, the flexibility to tailor a self-funded plan design to their specific needs, and the opportunity to receive a refund if a group’s claims are lower than funded.
Self-Funded Solutions with Level Funding
Our self-funded solutions provide employers with predictable monthly payments for better budgeting and peace of mind. Plus, level funding may be a lower-cost alternative to fully insured plans, with similar benefits!
Important things to remember
Claims
Covered claims are paid out of the claim pre-fund account set up by an employer.
Potential refund
If claims are less than what an employer funded, the employer may receive the surplus either as an administrative fee credit or cash*.
*Not all surplus options have a cash option.
Minimize risk
Stop-loss insurance coverage from Trustmark Life Insurance Company gives employers peace of mind and pays if covered claims are more than what was funded by an employer.
Plan design availability and/or coverage may vary by state. Plans are administered by Star Marketing and Administration, Inc., and stop-loss insurance and ancillary coverage are provided by Trustmark Life Insurance Company.