Small Business Benefits

In-Network Availability

National and Regional PPO Networks

Employees have freedom of provider choice, and employers with multiple locations can provide network coverage to all their employees.

Select Your State

Additional Information

Network Access While Outside the Primary PPO Coverage Area

Members who have the Aetna Signature Administrators® (ASA) PPO Network, Cigna® PPO Network1 or PHCS as their network maintain provider access through these networks when outside the primary PPO service area.

Members with a different network can use PHCS Network for out-of-area coverage  when outside their primary PPO network’s coverage area to receive in-network benefit levels, subject to the terms of their plan.

Organ Transplant Networks

The organ transplant network available to members varies based on the PPO network used by their employer-sponsored health benefit plan.