Small Business Benefits

In-Network Availability

National and Regional PPO Networks

Employees have freedom of provider choice, and employers with multiple locations can provide network coverage to all their employees.

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Additional Information

Network Access While Outside the Primary PPO Coverage Area

Members who have the Aetna Signature Administrators® (ASA) PPO Network, Cigna® PPO Network1 or PHCS as their network maintain provider access through these networks when outside the primary PPO service area.

Members with a different network can use PHCS Network for out-of-area coverage  when outside their primary PPO network’s coverage area to receive in-network benefit levels, subject to the terms of their plan.
 

Organ Transplant Networks

The organ transplant network available to members varies based on the PPO network used by their employer-sponsored health benefit plan.

Please contact Trusted Member Care at the number on the back of your ID card, to report any inaccurate information found on a provider directory.