Voluntary Benefits
Helping keep your finances balanced while your body recovers
Trustmark Hospital StayPay® is hospital insurance that pays cash directly to you for days you spend in the hospital. The plan pays regardless of other coverage you have, and there are no restrictions on how you may use the money.
With Hospital StayPay, you can worry less about your bills, and focus on recovering.

Hospital insurance takes the pain out of hospital bills
That’s where Hospital StayPay comes in. We’ll pay you a daily benefit just for being hospitalized, as well as for every day you spend in the hospital (up to 365 days). If you have to spend time in intensive care, those days could pay double the normal daily rate. Some plans pay for other things, too – talk to your sales or benefits representative to learn more.
Lynn’s story
Below is a story we created about Lynn. She plays a nurse who will demonstrate how Trustmark Hospital StayPay can work.
Lynn knew just how likely it was she would be hospitalized at some point – and how high the bills could be. Watch her story to see how a family like yours could benefit from the balance provided by Trustmark Hospital StayPay.
Frequently Asked Questions
It works in addition to your health insurance! Trustmark insurance works on top of any other insurance you have, and we pay you directly, so you’ll get your full benefit even if your medical insurance pays the entire cost of your care.
What kind of screenings or tests does my Whole Body Wellness Rider* cover?
If offered on your Hospital StayPay plan, you can use this feature to claim benefits for a routine wellness screening test or preventive services, such as (see your policy for details):
- Mammogram
- Colonoscopy
- Pap Smear
- EKG
We process Hospital StayPay claims within five business days, which includes communication with you to confirm our payment or ask you for more information.
What can I spend my benefits on?
Anything! We pay you directly, so you can use the money for anything you want.
Trustmark® is a registered trademark of Trustmark Insurance Company. Trustmark Hospital StayPay® is a registered trademark of Trustmark Insurance Company. This hospital indemnity insurance policy/group certificate provides limited benefits that are the result of a covered accident or covered sickness. It is not a substitute for medical expense insurance, major medical expense insurance or a health benefit plan alternative. It does not provide comprehensive medical coverage. It is also not a Medicare Supplement policy, nor is it a policy of worker’s compensation. Benefits, definitions, exclusions, form numbers and limitations may vary by state. For costs and coverage detail, including exclusions, limitations and terms, see your agent or write the company.
Cariloop membership is provided as a value-added benefit, separate from the life insurance policy. While we strive to maintain this offering, please note that it may be subject to change or discontinuation in the future without notice. Trustmark®, Trustmark LifeEvents® and Trustmark Life + Care® are registered trademarks of Trustmark Insurance Company. Cariloop® is a registered trademark of Cariloop, Inc. Cariloop is not a Trustmark Insurance Company program, but is created and managed by Cariloop, Inc. Trustmark is not responsible for any advice received from Cariloop.
Trustmark Voluntary Benefit Solutions, Inc. is a subsidiary of Trustmark Mutual Holding Company. Insurance products are underwritten by Trustmark Insurance Company or, for life insurance products in NY, Trustmark Life Insurance Company of New York.