Small Business Benefits

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Have you considered changing from traditional fully insured to level funding to give your clients more control over their healthcare spending? If not, you should. Employers are increasingly adopting this approach to save on costs.

Self-funding/level funding for small employers (3-199 workers) increased 29% from 2019 to 2020.1

Level funding along with sales support can help make your prospecting and retention strategies easier. Plus, your clients get:
  • An affordable approach
  • Better budgeting with predictable, set monthly payments
  • An array of creative options for health benefit plan designs
We’re here to help. Check out our self-funded reference-based pricing plan designs with or without a Hybrid Option2 or a consumer-directed health plan (CDHP) design. Our in-house Trusted Member Care specialists are available to help members get the most of their benefits. Plus, we have streamlined the process for resolving balance bills and will provide members with updates on the status of balance bills.
Female on phone and laptop
Female on phone and laptop
 1 2020 KFF Health Benefits Survey. Summary of Findings. 8/2020.
2Reimburses in-network providers at a PPO-contracted rate; uses reference-based pricing to calculate reimbursement for facilities and out-of-network providers.