Trustmark Paycheck Protect^® insurance

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Trustmark Paycheck Protect^® insurance

Trustmark Paycheck Protect is assurance for your lifestyle and the things you love to do.

Your passions, hobbies, friends and family – they’re how you live your life to its fullest. And your paycheck is what lets you enjoy all those things. Trustmark Paycheck Protect helps you maintain your active life by protecting the income that makes it possible. You insure your home, your car, your health – but what about your paycheck? What would it mean to go without it? Let’s explore Paycheck Protect:

Get an in-depth look at how Trustmark Paycheck Protect can work with you.
Watch Morgan’s story to see what Paycheck Protect could do for a family like yours.
Get an idea of how important a regular paycheck can be for your busy and active life.
Get answers to some of the questions you might have about Paycheck Protect.

The maximum benefit period is the longest period of time we will continue paying you while you are still on an approved claim. For example, if your maximum benefit period is three months, and you are out of work for six months, we will pay you a benefit for three months following your elimination period. However, if you are only out of work for six weeks after your elimination period (see below), we will pay you for those six weeks, not the full three months. Check with your benefits representative to find out what you’re being offered.

An elimination period is the amount of time you must be out of work for total disability before we can begin paying you. For example, if you have a seven-day elimination period, and you are on an approved claim for 30 days, we will pay you starting on the eighth day through the 30th day. Typically, employees will use their company’s Paid Time Off hours (if available) to cover the days that they aren’t working before Paycheck Protect kicks in. Elimination periods vary; check with your benefits representative to find out how long yours is.

It depends on your policy. If it includes “24-hour” or “on-the-job” benefits, you will receive 25% of your benefit in addition to what you are receiving from worker’s compensation. If your policy does not have “on-the-job” benefits, and you are receiving worker’s compensation because your disability occurred on the job, you will not receive any additional benefits from Paycheck Protect. If your worker’s comp claim is denied, though, you may be eligible for your full benefit for an approved Paycheck Protect claim.