Trustmark Critical HealthEvents® insurance

Middle-aged couple meeting with a doctor

Trustmark Critical HealthEvents® insurance

Trustmark Critical HealthEvents® insurance is critical illness insurance that offers a lifetime of benefits.

Choosing to buy insurance can be a tough decision. Here’s your chance to learn more about why Trustmark Critical HealthEvents is uniquely designed to help you manage a critical illness: Trustmark benefits are only available for enrollment through your work. If you still have questions, contact your enroller or your employee’s insurance representative to find out what to do next.
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A Closer Look at Critical HealthEvents

A lifetime of benefits.

Traditional critical illness insurance is normally pretty basic. You’re diagnosed with a covered illness, the policy pays out, and you’re done.

Critical HealthEvents was designed, with advice from people like you, to do more. Instead of a single payment, you can get paid a part of your selected benefit amount for conditions diagnosed at earlier or less serious stages. Not only that, your benefit restores to its full amount every calendar year. And it’s affordable, because it focuses on the three conditions that cause over 90% of critical illness claims1 – cancer, heart attack, and stroke.
Illustration of replenishing benefit
Illustration of replenishing benefit
Even if your medical insurance covers any or all of your bills, you still get the same payment. The money is paid directly to you, and it’s yours to use however you want.

You can only purchase Trustmark products through your workplace; your employer cares enough to let us offer this benefit to you, and the affordable cost is paid directly from payroll. If you ever change jobs or retire though, you can take it with you! Just call our Customer Care team and we can make the switch to bill you directly.
 
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Critical HealthEvents: A Trustmark Story

Raj

Let’s take a look at what a claim like Raj’s might look like.

Raj’s policy has a $20,000 annual maximum. He was diagnosed with cancer before it staged, which paid 10% of that annual maximum. Later that same year, he was diagnosed with stage 2 cancer, which paid 50% of his annual maximum. If he had another claim, he would have had 40% of his annual maximum left to pay for that.
Illustration of Critical HealthEvents benefit payment
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How does a “restoring benefit” work?

Trustmark Critical HealthEvents is uniquely designed to help you manage a critical illness:
  • Your full benefit amount is restored at the beginning of each calendar year.
  • You can receive partial benefits for covered illnesses diagnosed earlier or when they’re less serious.
  • You can receive payouts of your full benefit amount (up to the annual maximum) for more serious illnesses.
Below, you can click to follow a sample health event over the course of a year to see how benefits might be paid out.
Illustration of benefit restoration
Illustration of benefit restoration
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Frequently asked questions

1LIMRA, “Workplace Life Insurance and Supplemental Health Product Sales, Q3 2024.”
Trustmark® and Trustmark Critical HealthEvents® are registered trademarks of Trustmark Insurance Company.
View disclosures, exclusions and limitations that may apply.
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