Trustmark Life + Care® insurance

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Trustmark Life + Care® insurance

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Two-in-one protection: a long-term care solution included with permanent life insurance.

Trustmark Life + Care insurance is similar to other kinds of permanent life insurance(like whole life). It’s designed to:
  • Be predictable – your rates will never change. Plus, the younger you are when you enroll, the more accessible the price point.
  • Pay your beneficiaries a benefit when you die.
Plus, Trustmark Life + Care also offers benefits that you can receive while you’re still living. At any point in your life, you may need long-term care services and Trustmark Life + Care helps by providing:
  • Flexibility: If your coverage has a family caregiving option, the choice is yours how you receive care and you can switch between family caregiving and professional caregiving and keep collecting benefits.
  • Protection: If your policy includes the Benefit Restoration at 100%, long-term care benefits paid do not reduce the death benefit, so a full death benefit is available to your beneficiaries even after you receive long-term care benefits.
  • Value: Coverage options available to meet both your long-term care and life needs in a single plan.
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When you receive professional caregiving services, you can collect 4% or 6% of your deathbenefit amount per month, up to two times the face amount of your certificate.3
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Plus, if your policy includes the Family Caregiving benefit, you can get benefits when care is provided by a family member or friend rather than by a professional! For family caregiving, collect 2% of your death benefit per month, up to two times the face amount of your certificate.3
You can only purchase Trustmark supplemental products through your workplace;your employer cares enough to let us offer this benefit to you, and the affordable priceis paid directly from payroll or with ACH. If you ever change jobs or retire, though, youcan take it with you!
Benefit chart

70% of people age 65+ will need long-term care in their lifetime.

Genworth Cost of Care survey, 2023. https://www.genworth.com/aging-and-you/finances/cost-of-care.html

70% of people age 65+ will need long-term care in their lifetime.

Genworth Cost of Care survey, 2023. https://www.genworth.com/aging-and-you/finances/cost-of-care.html

1Family Caregiving is an optional benefit, reference your policy for all the details. 2May not be available with all plans. 3The Trustmark Life + Care Long-Term Care benefit is an acceleration of the death benefit and is intended to be qualified Long-term care insurance under Section 7702(b) of the Internal Revenue Code. Long-term care benefits are payable after 90 days of qualifying care has been received; to qualify you must meet the conditions for payment. Benefits may not cover all the expenses associated with your long-term care needs. You may wish to consult a financial advisor.

This a brief description of the benefits under forms GTL 121 C MET, GTL 121 C ERG, and applicable riders CTR 121, LTC.121 and STR.121. Limitations on pre-existing conditions may apply. Benefits, definitions, exclusions and limitations and form numbers may vary by state. Please consult your certificate for complete information. For costs, coverage details and terms, see your agent or write the company.

Trustmark® and Trustmark Life + Care® are registered trademarks of Trustmark Insurance Company.
View disclosures, exclusions and limitations that may apply. 
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