Better Trend, More Savings
During our 2023 Broker Summit, we talked about what "medical trend" actually means and why Trustmark's 1.3% three-year medical trend is leading the industry.
Want to dig even deeper into Health Benefits' industry-leading trend? Fill out the form below to hear more secrets from Joanne McGowan, Tracy Onorofsky, and Mehul Jain.
Watch Joanne McGowan, VP Customer Experience & Strategy Execution, Tracy Onorofky, Regional Sales Director, and Mehul Jain, Regional Sales Director, talk about how Trustmark brings our clients significant savings.
Want to dig even deeper into Health Benefits' industry-leading trend? Fill out the form below to hear more secrets from Joanne McGowan, Tracy Onorofsky, and Mehul Jain.
Trustmark's Recipe for Low Trend
Our expert claim analysts review high-cost claims to capture billing errors, waste and abuse, and to negotiate savings opportunities. The result is medical trend that is deliciously below the industry benchmark.
Want to know our secret ingredients? Download our Trend Recipe.

Industry-leading Low Trend
Compared to industry benchmarks of between 6.5%**, our 3-year average trend of just 1.3%* means significant savings for our clients.
But just how significant are the savings? When compared to an industry benchmark trend of 6.5%, over a 3-year period, Trustmark's 1.3% trend brings potential savings of almost $1.6 million on a $5 million spend.
But just how significant are the savings? When compared to an industry benchmark trend of 6.5%, over a 3-year period, Trustmark's 1.3% trend brings potential savings of almost $1.6 million on a $5 million spend.

Additional Savings from Claims Processing
As a key part of our cost containment strategy, our expert claim analysts review high-cost claims to capture billing errors, waste and abuse, and to negotiate savings opportunities.
Where it makes sense to automate, we do. But we don’t believe all claims, especially high-dollar ones-should be set on autopilot. Our decades of industry experience have found that our 65% auto adjudication rate allows our tenured claims experts to capture waste and abuse across some of the following categories:
Where it makes sense to automate, we do. But we don’t believe all claims, especially high-dollar ones-should be set on autopilot. Our decades of industry experience have found that our 65% auto adjudication rate allows our tenured claims experts to capture waste and abuse across some of the following categories:
- Subrogation review
- Hospital auditing
- Eligibility audits
- Specialty drug management
- Prior authorization
- And more
In total, this expert claims-review brings an additional 15% claims processing savings, even before network discounts.

Connect with your Trustmark sales executive or client manager to learn more.
And fill out the form below to access even more information about our industry-leading trend.
Trustmark trend is based on PEPY covered allowed medical claims for standard TPA business, excludes Rx claims, fees, and other costs. Benchmarks and our medical trend are not calculated on the same basis. Potential differences include but are not limited to: COVID impacts, inclusion of Rx benefits, fees, and other costs, some benchmarks are based on average expected trend rather than actual claims. All figures are calculated as a consolidated block or industry.